Early this year, Equifax, a U.S credit-monitoring bureau, experienced a massive security hack. Hackers were able to access private information including birth dates, addresses, and social security numbers belonging to Americans. In the event of hacking, one can take the following steps to prevent a security breach.
By visiting a website that Equifax has created, you can know if your information was exposed.
Sign up for free credit monitoring and protection for one year at the same website. Registration is ongoing until November 21, 2017.
Credit freezing guarantees security in such a way that the scammer cannot access your credit history.
Obtain a copy of your credit report from the bureau at least once a year. Review the summary paying attention to errors. In case of irregularities, be sure to report immediately. This also applies to children’s credit. Ensure all information and reports are that of your children.
Checking credit cards and bank accounts balance frequently increases chances of noticing unapproved transactions.
In case of questionable activities, report immediately for verification of identity.
Register for a safe password management services. Alternatively, create a unique password with a combination of letters, special characters, and numbers and be sure to change regularly.
Be on the lookout for frauds. In case anyone sends an e-mail or calls you and asks for private information, do not fall a victim.
It is advisable to file returns early. This is because scammers can obtain social security numbers to file fake taxes and claim refunds before you do.
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